Studying in Finland vs. New Zealand
Finland and New Zealand are both popular study destinations — but the price tag, visa rules, and currency differ. We pulled the numbers from our cost calculator: monthly living averages €1,149 in Finland and €852 in New Zealand.
Side-by-side comparison
Verdict
Cheaper tuition
Finland
Cheaper monthly living
New Zealand
Lower visa proof of funds
Finland
Side-by-side comparison
Finland
New Zealand
Currency
EUR (€)
NZD (NZ$)
Public tuition (annual)
€12,000
NZ$28,000
≈ €15,680 / yr
Private tuition (annual)
€14,000
NZ$35,000
≈ €19,600 / yr
Monthly living (city avg)
€1,149 / mo
NZ$1,521 / mo
≈ €852 / mo
Visa proof of funds
€6,720
Migri proof of means (≈ €560/month) for the study residence permit
NZ$20,000
Living costs proof (annual)
Cities tracked
Helsinki, Espoo, Tampere, Turku
Auckland, Wellington, Christchurch, Dunedin
Figures are 2026 reference estimates from our cost calculator. Actual costs vary by city, program, and lifestyle.