Studying in Finland vs. Germany
Finland and Germany are both popular study destinations — but the price tag, visa rules, and currency differ. We pulled the numbers from our cost calculator: monthly living averages €1,149 in Finland and €1,439 in Germany.
Side-by-side comparison
Verdict
Cheaper tuition
Germany
Cheaper monthly living
Finland
Lower visa proof of funds
Finland
Side-by-side comparison
Finland
Germany
Currency
EUR (€)
EUR (€)
Public tuition (annual)
€12,000
€0
Private tuition (annual)
€14,000
€20,000
Monthly living (city avg)
€1,149 / mo
€1,439 / mo
Visa proof of funds
€6,720
Migri proof of means (≈ €560/month) for the study residence permit
€11,904
Sperrkonto (annual)
Cities tracked
Helsinki, Espoo, Tampere, Turku
Berlin, Munich, Cologne, Leipzig
Figures are 2026 reference estimates from our cost calculator. Actual costs vary by city, program, and lifestyle.