Costs & Funding - Study in Italy
A realistic breakdown of tuition, living costs, the ISEE fee system, scholarships, and DSU grants — with city-by-city comparisons and budgeting examples for Italy.
Costs & Funding
Italy is one of the most affordable study destinations in western Europe, and the income-based tuition system means many students pay far less than the maximum rate. When you combine low tuition with DSU grants, university scholarships, and affordable living costs outside Milan, studying in Italy can be remarkably accessible.
Here is the honest picture: total costs for international students typically range from EUR 8,000 to EUR 20,000 per year, including tuition and living expenses. With funding, many students bring that figure down significantly.
Tuition Fees (2025-2026)
Public University Tuition
Italian public universities use the ISEE (Indicatore della Situazione Economica Equivalente) system to calculate tuition based on family income and assets.
| ISEE Bracket | Typical Annual Tuition |
|---|---|
| Under EUR 13,000 | EUR 0-200 (often fully waived) |
| EUR 13,000-20,000 | EUR 500-1,500 |
| EUR 20,000-30,000 | EUR 1,500-2,500 |
| EUR 30,000-50,000 | EUR 2,500-3,500 |
| Over EUR 50,000 / maximum rate | EUR 3,000-4,000 |
| International students (no ISEE) | EUR 1,000-4,000 (university-specific flat rate) |
Private University Tuition
| University | Annual Tuition (EUR) | Financial Aid |
|---|---|---|
| Bocconi | 12,000-14,000 | Extensive need-based and merit-based aid; ISU Bocconi grants |
| LUISS | 8,000-16,000 | Merit scholarships, need-based reductions |
| Cattolica | 4,000-9,000 | EDUCatt scholarships and housing |
| Humanitas | 15,000-20,000 | Merit scholarships for medicine |
Comparison with Other Countries
| Country | Typical Annual Tuition (International) | 2-Year Master's Total |
|---|---|---|
| Italy (public) | EUR 900-4,000 | EUR 1,800-8,000 |
| Germany (public) | EUR 0-300 (semester fees) | EUR 0-600 |
| France (public, non-EU) | EUR 3,770 | EUR 7,540 |
| Netherlands | EUR 12,000-20,000 | EUR 24,000-40,000 |
| UK | GBP 15,000-35,000 | GBP 30,000-70,000 |
| US | USD 25,000-55,000 | USD 50,000-110,000 |
Monthly Living Costs by City
| Category | Milan | Rome | Bologna | Florence | Turin | Padua | Naples |
|---|---|---|---|---|---|---|---|
| Rent (shared apartment) | 500-700 | 400-600 | 350-500 | 380-550 | 300-450 | 280-420 | 250-380 |
| Groceries | 200-300 | 180-280 | 170-250 | 180-260 | 170-240 | 160-230 | 150-220 |
| Transport | 22 (monthly pass) | 35 | 27 | 35 | 22 | 20 | 35 |
| Utilities (share) | 60-100 | 50-90 | 50-80 | 50-85 | 50-80 | 45-75 | 40-70 |
| Phone | 8-15 | 8-15 | 8-15 | 8-15 | 8-15 | 8-15 | 8-15 |
| Entertainment | 80-150 | 70-130 | 60-100 | 60-110 | 50-100 | 50-90 | 40-80 |
| TOTAL/month | 870-1,287 | 743-1,150 | 665-972 | 713-1,055 | 600-907 | 563-850 | 523-800 |
Scholarships & Funding
DSU Regional Grants
The Diritto allo Studio Universitario (DSU) is Italy's right-to-study system, managed by regional agencies. These grants are the most important funding source for students in Italy.
What DSU grants cover:
- Full or partial tuition waiver
- Housing in university residences (residenze universitarie)
- Meal subsidies at university canteens
- Sometimes a cash stipend (EUR 1,500-5,000/year)
Eligibility:
- Income-based (ISEE or equivalent for international students)
- Academic merit requirements (minimum credits per year)
- Available to Italian and international students equally
How to apply: Each region has its own DSU agency. Apply through your university or directly:
- Lombardy: DSU Lombardia
- Emilia-Romagna: ER.GO
- Lazio: DiSCo Lazio
- Tuscany: DSU Toscana
- Piedmont: EDISU Piemonte
- Veneto: ESU Padova
Italian Government Scholarships
Invest Your Talent in Italy
- For students from selected developing countries
- Covers tuition and provides a monthly stipend
- For Master's programs in engineering, economics, and design
- Applications through ITA (Italian Trade Agency)
MAECI Scholarships
- Ministry of Foreign Affairs grants
- For postgraduate study, research, and Italian language courses
- EUR 900/month stipend
- Tuition waiver at public universities
- Available to citizens of most countries
University-Specific Scholarships
| University | Scholarship | Value |
|---|---|---|
| Politecnico di Milano | Platinum and Gold scholarships | Full tuition waiver + EUR 10,000/year |
| Bocconi | ISU Bocconi Merit Award | Up to full tuition + living expenses |
| University of Bologna | Unibo Action 1&2 | Tuition waiver + EUR 11,000/year |
| University of Padua | International Excellence | Tuition waiver + EUR 8,000 |
| University of Trento | Opera Universitaria grants | Tuition + housing + meals |
| Scuola Normale Superiore | All students | Free tuition + EUR 16,000/year stipend |
Erasmus+ and EU Funding
If you are already a student at a European university, the Erasmus+ program funds semester or year-long exchanges at Italian partner universities. Grants range from EUR 250-350/month depending on the host country's cost of living.
Part-Time Work
Non-EU students with a valid study permit (permesso di soggiorno) can work up to 20 hours per week. EU students have no hourly restriction.
| Job Type | Hourly Rate (EUR) | Where to Find |
|---|---|---|
| Bar/restaurant | 7-10 | Walk-in, Facebook groups |
| Tutoring | 10-20 | University boards, Superprof |
| Retail | 7-9 | Walk-in, Indeed.it |
| English teaching | 12-25 | Language schools, private |
| University assistant | 10-15 | University portals |
| Freelance/remote | Variable | Upwork, Fiverr |
Budgeting Examples
Example 1: Master's at University of Bologna — 2 Years (Budget)
| Item | Annual Cost (EUR) | 2-Year Total (EUR) |
|---|---|---|
| Tuition (with ISEE) | 1,500 | 3,000 |
| Living costs (Bologna) | 9,600 | 19,200 |
| Health insurance | 150 | 300 |
| Books and supplies | 300 | 600 |
| Total cost | — | 23,100 |
| DSU grant | -3,000 | -6,000 |
| Part-time work | -4,000 | -8,000 |
| Net cost | — | 9,100 |
Example 2: Master's at Politecnico di Milano — 2 Years
| Item | Annual Cost (EUR) | 2-Year Total (EUR) |
|---|---|---|
| Tuition (max rate) | 3,800 | 7,600 |
| Living costs (Milan) | 13,200 | 26,400 |
| Health insurance | 150 | 300 |
| Books and supplies | 400 | 800 |
| Total cost | — | 35,100 |
| Merit scholarship | -3,800 | -7,600 |
| Part-time work | -5,000 | -10,000 |
| Net cost | — | 17,500 |
Example 3: Bachelor's at University of Padua — 3 Years (Budget)
| Item | Annual Cost (EUR) | 3-Year Total (EUR) |
|---|---|---|
| Tuition (low ISEE) | 500 | 1,500 |
| Living costs (Padua) | 8,400 | 25,200 |
| Health insurance | 150 | 450 |
| Books and supplies | 300 | 900 |
| Total cost | — | 28,050 |
| DSU grant + housing | -5,000 | -15,000 |
| Part-time work | -3,000 | -9,000 |
| Net cost | — | 4,050 |
Financial Proof for Student Visa
Non-EU students must demonstrate sufficient funds for their student visa. Requirements (updated annually):
| Requirement | Amount |
|---|---|
| Living costs | Approximately EUR 6,000/year (varies by consulate) |
| Tuition | As per enrollment confirmation |
| Health insurance | Valid policy for the stay duration |
| Return travel | Proof of sufficient funds |
Non-EU students can enroll in the SSN (Servizio Sanitario Nazionale) for approximately EUR 150/year after arriving. For the visa application period and initial coverage, private insurance is needed. Compare student health insurance options for Italy to find suitable coverage.
Acceptable evidence:
- Bank statements (3-6 months history)
- Scholarship letters
- Sponsor declarations with financial proof
- Government funding letters
Money-Saving Tips
- Apply for ISEE Parificato — Even as an international student, you may qualify for reduced tuition
- Use university canteens — Full meals for EUR 2-5, subsidized for grant recipients
- Live outside the city center — Save EUR 100-200/month on rent
- Cook at home — Italian groceries are excellent and affordable; shop at local markets
- Get a student transport pass — Monthly passes cost EUR 20-35 in most cities
- Apply for every grant — DSU, university scholarships, and external funding
- Study in the south — Naples, Bari, and Catania have living costs 30-40% lower than Milan
- Shop at discount supermarkets — Eurospin, Lidl, and MD are significantly cheaper than Esselunga or Conad
Next Steps
- Explore programs and universities — Find programs at universities offering the best financial aid
- Apply to universities — Start your application with our step-by-step guide
- Check visa requirements — Understand financial proof requirements
- Plan your living costs — Detailed guide to housing, transport, and daily expenses
Frequently Asked Questions
How much does it cost to study in Italy as an international student?
What is the ISEE system for tuition in Italy?
Can I study in Italy for free?
What are DSU grants?
What scholarships are available for international students in Italy?
How much does student accommodation cost in Italy?
Can international students work in Italy?
How much money do I need to show for an Italian student visa?
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