한국 비용 및 재정 지원 - 한국 유학 (ko)

A realistic breakdown of 학비, 생활비 by city, KGSP and university 장학금s, 아르바이트 earnings, and total budget planning for 유학생 한국에서.

수정일 2026년 3월 1일 8 분 소요

비용s & Funding for 한국 유학

South Korea offers one of the best value propositions in international education. Tuition at national universities starts from around KRW 4 million/year (approximately USD 3,000), 생활비 are manageable, and the KGSP/GKS 장학금 program can cover your entire education. Even without a full 장학금, 한국 유학 is dramatically more affordable than comparable destinations like the US, UK, or Australia.

This guide gives you a realistic picture of what you'll spend and how to fund your studies.

Tuition Fees

By University Type

University Type	Annual Tuition (KRW)	Annual Tuition (USD)
National university (humanities/social sciences)	3,500,000 - 5,000,000	2,600 - 3,700
National university (engineering/science)	5,000,000 - 8,000,000	3,700 - 6,000
Private university (humanities/social sciences)	6,000,000 - 10,000,000	4,500 - 7,500
Private university (engineering/science)	8,000,000 - 15,000,000	6,000 - 11,200
Private university (medicine/dentistry)	12,000,000 - 20,000,000	9,000 - 15,000
KAIST (maintaining GPA 2.0+/4.3)	Waived	Free
GIST (대학원 students)	Waived	Free

By Specific University

University	Type	Annual Tuition Range (KRW)
Seoul National University	National	4,200,000 - 7,800,000
KAIST	National (specialized)	Waived with GPA maintenance
POSTECH	Private (specialized)	Heavily subsidized; many on full 장학금
Korea University	Private	7,000,000 - 13,000,000
Yonsei University	Private	7,500,000 - 14,000,000
Sungkyunkwan (SKKU)	Private	7,000,000 - 14,000,000
Hanyang University	Private	6,500,000 - 12,000,000
Pusan National University	National	3,800,000 - 7,500,000

Living 비용s

Monthly Living 비용s by City

Expense	Seoul	Busan	Daejeon/Daegu	Smaller Cities
Housing (dormitory)	300,000 - 600,000	250,000 - 450,000	200,000 - 400,000	200,000 - 350,000
Housing (off-캠퍼스)	400,000 - 700,000	300,000 - 500,000	250,000 - 450,000	200,000 - 400,000
Food	300,000 - 500,000	250,000 - 400,000	200,000 - 350,000	200,000 - 300,000
Transport	55,000 - 80,000	50,000 - 70,000	40,000 - 60,000	30,000 - 50,000
Phone/internet	30,000 - 50,000	30,000 - 50,000	30,000 - 50,000	30,000 - 50,000
Health insurance (NHI)	~75,000	~75,000	~75,000	~75,000
Personal/entertainment	100,000 - 200,000	80,000 - 150,000	70,000 - 130,000	60,000 - 120,000
Total	860,000 - 1,200,000	735,000 - 1,000,000	665,000 - 900,000	595,000 - 800,000

Key notes on 생활비:

Campus meals at university cafeterias are extremely affordable — KRW 3,500-6,000 per meal
Convenience store meals and kimbap restaurants offer meals for KRW 3,000-5,000
Transport passes (T-money card) make 대중교통 very affordable in all cities
Dormitory living is the cheapest housing option and is recommended for your first 학기

Housing 세부 사항

South Korea has a unique rental system you need to understand:

Housing Type	월 비용 (Seoul)	Deposit	Best For
University dormitory	300,000 - 600,000	None or minimal	First-year students; cheapest option
Goshiwon	300,000 - 500,000	None or 1 month	Single students; small rooms, no deposit
Oneroom (wolse)	400,000 - 700,000	5,000,000 - 10,000,000	Independent living; requires deposit
Shared apartment	300,000 - 500,000	Split deposit	Budget-conscious; social
Jeonse (lump-sum deposit)	No monthly rent	50,000,000+	Not typical for students

팁: Goshiwon are small study rooms (typically 3-5 sqm) with shared or private bathrooms. They're very basic but require no deposit, making them the easiest option for students. Many include basic amenities like rice, kimchi, and ramen.

장학금s

KGSP/GKS — The Full Package

The Korean Government 장학금 Program is the gold standard:

Benefit	금액
Tuition	Full coverage
Monthly stipend	KRW 900,000 (undergrad) / KRW 1,000,000 (grad)
Round-trip airfare	Economy class
Settlement allowance	KRW 200,000
Korean language training	1 year included
Health insurance	Covered
Research support (대학원)	Up to KRW 2,100,000 - 2,400,000
Completion grant	KRW 100,000

University-Specific 장학금s

University	장학금 Name	지원 범위	비고
KAIST	Admission 장학금	Tuition waiver	Automatic for GPA 2.0+/4.3
GIST	Graduate 장학금	Tuition + stipend	All admitted 대학원 students
SNU	SNU Global 장학금	Tuition + stipend	Competitive; merit-based
Korea University	Global Leader 장학금	25-100% tuition	Based on academic merit
Yonsei	Yonsei International 장학금	25-100% tuition	Merit and need-based options
SKKU	Samsung 장학금 / SKKU Int'l	30-100% tuition	Samsung-funded options available
Hanyang	HISP (Hanyang International)	25-100% tuition	Based on GPA and extracurriculars

TOPIK-Based 장학금s

Many Korean universities offer tuition discounts based on your TOPIK score:

TOPIK Level	Typical 장학금
Level 4	20-30% tuition reduction
Level 5	30-50% tuition reduction
Level 6	50-100% tuition reduction

This creates a strong incentive to invest in Korean language study before or during your degree.

Part-Time Work

International students can work part-time 한국에서 under these conditions:

자격 요건: After 6 months of study (D-2 visa holders); must get permission from immigration
Hours: Maximum 20 hours/week during 학기; unlimited during vacation periods
Minimum wage: KRW 9,860/hour (2026)
Typical jobs: English tutoring (KRW 15,000-30,000/hour), restaurant/cafe (KRW 10,000-12,000/hour), convenience store (KRW 10,000-11,000/hour), translation work

Estimated Part-Time Earnings

Work Type	Hourly Rate (KRW)	Monthly Earnings (20hrs/week)
English tutoring	15,000 - 30,000	1,200,000 - 2,400,000
Restaurant/cafe	10,000 - 12,000	800,000 - 960,000
Convenience store	9,860 - 11,000	788,800 - 880,000
Translation/interpretation	15,000 - 25,000	Variable

팁: English tutoring is the most lucrative 아르바이트 for native English speakers. However, be careful — private tutoring without proper authorization can violate visa terms. Work through legitimate language institutes (hagwon) or university-connected programs.

Total Annual Budget

Budget Scenarios

Scenario	Annual Tuition	Annual Living	Total (KRW)	Total (USD)
Budget (regional national + dorm)	4,000,000	8,000,000	12,000,000	~9,000
Mid-range (private Seoul + dorm)	8,000,000	12,000,000	20,000,000	~15,000
Comfortable (private Seoul + off-캠퍼스)	10,000,000	14,000,000	24,000,000	~18,000
KAIST/GIST (tuition waived)	0	8,000,000	8,000,000	~6,000
KGSP scholar	0	Covered by stipend	~0	~0

International Comparison

Country	Annual Tuition (USD)	Annual Living (USD)	Total (USD)
South Korea (national)	3,000 - 6,000	6,000 - 9,000	9,000 - 15,000
South Korea (private)	5,000 - 11,000	6,000 - 10,000	11,000 - 21,000
Japan	5,000 - 15,000	8,000 - 14,000	13,000 - 29,000
Germany	0 - 3,000	10,000 - 14,000	10,000 - 17,000
UK	18,000 - 45,000	12,000 - 22,000	30,000 - 67,000
USA	30,000 - 60,000	14,000 - 30,000	44,000 - 90,000
Australia	25,000 - 45,000	14,000 - 24,000	39,000 - 69,000

South Korea offers extraordinary value — particularly at national universities and with the generous 장학금 options available.

Financial Documentation for Visa

For your D-2 학생 비자 application, you'll need to demonstrate sufficient funds:

Tuition: Confirmation of payment or 장학금 covering tuition
Living expenses: Bank statements showing at least USD 9,000-10,000 (or equivalent) for one year
Sponsor letter: If funds are from a family member, a notarized sponsor letter is required
KGSP confirmation: KGSP scholars need their 장학금 award letter

Compare 건강 보험 options 한국을 위한

다음 단계

Apply to universities — Start your 지원 절차
Check visa requirements — Understand D-2 visa financial requirements
Plan your studies — Build your timeline and budget
Explore career paths — Understand 졸업 후 earning potential

자주 묻는 질문

How much does it cost to 한국에서 공부 as an 유학생?

Total annual costs range from KRW 12-25 million (USD 9,000-19,000) depending on university type and city. This includes tuition (KRW 4-15M at national vs. private universities) and 생활비 (KRW 8-14M/year). South Korea is significantly cheaper than the US, UK, or Australia, and comparable to or cheaper than Japan.

What is the cheapest way to 한국에서 공부?

The cheapest option is a regional national university (KRW 4-6M/year tuition) in a city like Daejeon, Daegu, or Gwangju (KRW 600,000-800,000/month 생활비), combined with a KGSP 장학금 or university merit 장학금. KAIST and GIST waive tuition for students maintaining minimum GPAs, making them effectively free.

What 장학금s are available for 유학생 한국에서?

The main options are: KGSP/GKS (full government 장학금 covering everything), KAIST/GIST tuition waivers (near-automatic for admitted students), university-specific 장학금s (25-100% tuition reduction at most major universities), and TOPIK-based 장학금s (many universities offer tuition discounts for high TOPIK scores). Private foundations like Samsung, LG, and Lotte also offer 장학금s.

How much is the KGSP monthly stipend?

KGSP provides KRW 900,000/month for 학부 scholars and KRW 1,000,000/month for 대학원 scholars. This covers basic living expenses. Additionally, KGSP provides a settlement allowance of KRW 200,000 upon arrival, research support of up to KRW 2,100,000-2,400,000 for 대학원 thesis, and a completion grant of KRW 100,000.

Can I work part-time as a student 한국에서?

Yes, with restrictions. International students can work part-time after 6 months of study (or immediately for certain visa types) with permission from their university and immigration office. The limit is 20 hours/week during 학기 and full-time during breaks. Minimum wage is KRW 9,860/hour (2026), and students typically earn KRW 700,000-1,200,000/month from 아르바이트.

How much does 학생 주거 cost 한국에서?

University dormitories cost KRW 300,000-600,000/month (the most affordable option). Off-캠퍼스 one-room apartments (oneroom/goshiwon) cost KRW 300,000-700,000/month depending on the city. Shared apartments (flatshare) are also available. Key money (jeonse) deposits of KRW 5-10 million are common for monthly rent (wolse) apartments, though many student-targeted accommodations waive this.

Is 건강 보험 included for students 한국에서?

All 유학생 staying 6+ months must enroll 한국에서's National Health Insurance (NHI). The cost is approximately KRW 70,000-80,000/month for students. KGSP scholars have this covered by the 장학금. NHI covers 70% of medical costs at hospitals and clinics, with the remaining 30% as copayment.

How does South Korea's cost compare to other study destinations?

South Korea is one of the most affordable developed-country study destinations. Annual tuition is 70-80% cheaper than the US/UK/Australia and comparable to Germany (which charges near-zero tuition but has higher 생활비). Japan is slightly more expensive for both tuition and 생활비. The KGSP 장학금 makes South Korea effectively free for recipients.